Research
Throughout Switzerland and Europe, considerable problems are arising with regard to financing statutory pension systems. Shrinking birthrates accompanied by a longer life expectancy are exacerbating these financial constraints. Pay-as-you-go pension schemes, which exist everywhere in Europe as well as within the AHV in Switzerland (Old Age Insurance), are increasingly heading for crisis.
Problems are appearing even in funded old age pension schemes. It can be observed that dissatisfaction among the insured is rising, intensified by financial crises.
What is needed is a long-term strategy which will permit a pension fund to be run like a business. In the real world, this often fails due to a lack of suitable leading indicators and control instruments.
The Institute for Finance and Pension Schemes focusses on research into Switzerland`s 2nd and 3rd pillar systems for old age insurance.
Our strategic priorities are the following:
- To develop entrepreneurial management concepts
- To develop new key performance indicators in the old age insurance sector (2nd and 3rd pillars)
- To develop comparisons for assessing performance
The Institute`s Research on Pension Schemes
- Entwicklung einer Balanced Scorecard für Vorsorgeeinrichtungen
- Entwicklung einer Positionierung für Vorsorgeeinrichtungen
- Kundenzufriedenheitsbefragungen für Vorsorgeeinrichtungen und Sammelstiftungen
- Entwicklung eines Performance Vergleichs der 3a-Produkte in der Schweiz